How To Be More Eco-Friendly

When you think about being more environmentally friendly, it can sometimes feel a little overwhelming. It doesn’t have to be a massive lifestyle change overnight, but there are small, everyday practices that you can easily apply to your life today. There are many ways to help the planet, like composting and contributing to your local community garden, but here are some basic tips to get you started and inspired.

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Grow Your Food

While the idea of growing your own food might sound daunting, it’s actually a great place to start implementing more environmentally-friendly practices into your daily life. Just grab a packet of seeds from your local store, some nutrient-rich soil, and you’re halfway there. Read up on some basic gardening and growing tips and amaze yourself with some fresh tomatoes, peppers, herbs, etc. in time.

Reusable Bags & Shopping Locally

Taking a reusable bag to the grocery store will inevitably cut back on so much plastic waste. Think back to the last time you went to the grocery store, how many plastic bags did you carry to your car? When you shop at a local grocery store, you support your neighbors and less emissions.

Solar Panels

By switching to solar panel installation New Jersey, for example, you will not only save big on your electricity bill especially over time, but you are also enabling the conversion of the sun’s solar rays into power for your home, just from your roof.

Re-purpose or Donate Old Clothes

Before you toss your old clothes, consider turning that old t-shirt into a rag, or selling items with life still left in them online. You can always donate clothes to local shelters or organizations for homeless people.

By thinking about all the ways you can be more eco-friendly in your life, it’s important to remember why you’re making the switch to a more eco-conscious lifestyle. The earth will thank you, and in all likelihood, so will you.

4 Ways to Boost Your Emotional Health

During times of intense change, it can be more challenging than ever to take good care of your emotional health. If you’re needing to adjust your daily rhythms or personal/social environment, mood-boosting activities and connections can seem hard to come by. No matter what the time or situation, attending to your mental and emotional health isn’t an extra — it’s essential. It’s also crucial to remember to cut yourself some slack during stressful times; you’re likely doing the best you can. Here are some tips for taking care of yourself. 

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1. Connect

Explore and find ways to connect with others in real life, at a proximity that makes sense for your current situation. Get creative! Even hearing a real voice on the phone is comforting, and getting on video conferencing in a casual, non-performative way can be supportive as well. While it’s fine to have some solitude, don’t isolate. Need extra support? Seek out assistance from a clinician like a board certified psychiatrist St. Charles IL for guidance. 

2. Exercise 

To help reduce stress, include exercise as a component of your healthy lifestyle. Check out free at-home workouts, incorporate functional movement into your daily routine, and get outside in fresh air as much as possible. No equipment or membership is required!

3. Take a Break 

While watching the news is edifying, it can also be draining, affecting your mental and physical health. Stay informed and contribute to society, but be mindful of the media you consume. 

4. Relax

Remind yourself that circumstances and feelings ebb and flow. Take deep breaths, and focus on activities that you truly enjoy. You can improve your overall satisfaction with life by exploring a hobby, and benefit your physical and emotional well-being in the process.

Most of all, don’t strive for perfection. Instead, try these simple suggestions to boost your emotional health.

Reduce Portfolio Risk With Asset Allocation

Investing in the stock market can be very profitable. It can also be very risky. Some stocks soar to new heights each day while others tumble down to new lows. Using asset allocation in your portfolio will help balance the extremes. Allowing your money to grow through any market cycle.

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Basics of Asset Allocation

At its simplest, asset allocation is a diversification strategy. It divides your portfolio’s investments into different, disconnected industries. The goal is to reduce the amount of risk to your portfolio. Should any single industry suddenly lose value, the hope is that the other industries in your portfolio would not be affected and would help balance the loss. There are several basic formulas for asset allocation. To determine the right balance for you, it can be helpful to consult professional financial services firms Charlotte.

Ideal Portfolio Allocation

Your ideal portfolio allocation will change as you grow older. Since stocks are a high-risk investment, you will want to decrease the percentage of your portfolio invested in stocks as you get closer to retirement.

Valuing Reallocation

The goal of allocation is to balance the losses in your portfolio with winning investments. Over time, these investments will change in value which may cause changes to your allocation percentages. Reallocation is used to reduce your risk from being overexposed to an overvalued category. Once a year you should evaluate if your portfolio is close to your desired allocation percentages. If it isn’t, sell those assets which have appreciated in value to purchase those which have decreased in value. This will ensure that you are selling high and buying low, maximizing your profits. 

One way to protect your retirement portfolio is through proper asset allocation. You will have the opportunity to reduce your overall risk while maximizing your profit potential. It’s an investment strategy that can serve you well through both bear and bull markets.