Monthly Archives: July 2020

4 Ways to Boost Your Emotional Health

During times of intense change, it can be more challenging than ever to take good care of your emotional health. If you’re needing to adjust your daily rhythms or personal/social environment, mood-boosting activities and connections can seem hard to come by. No matter what the time or situation, attending to your mental and emotional health isn’t an extra — it’s essential. It’s also crucial to remember to cut yourself some slack during stressful times; you’re likely doing the best you can. Here are some tips for taking care of yourself. 

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1. Connect

Explore and find ways to connect with others in real life, at a proximity that makes sense for your current situation. Get creative! Even hearing a real voice on the phone is comforting, and getting on video conferencing in a casual, non-performative way can be supportive as well. While it’s fine to have some solitude, don’t isolate. Need extra support? Seek out assistance from a clinician like a board certified psychiatrist St. Charles IL for guidance. 

2. Exercise 

To help reduce stress, include exercise as a component of your healthy lifestyle. Check out free at-home workouts, incorporate functional movement into your daily routine, and get outside in fresh air as much as possible. No equipment or membership is required!

3. Take a Break 

While watching the news is edifying, it can also be draining, affecting your mental and physical health. Stay informed and contribute to society, but be mindful of the media you consume. 

4. Relax

Remind yourself that circumstances and feelings ebb and flow. Take deep breaths, and focus on activities that you truly enjoy. You can improve your overall satisfaction with life by exploring a hobby, and benefit your physical and emotional well-being in the process.

Most of all, don’t strive for perfection. Instead, try these simple suggestions to boost your emotional health.

Reduce Portfolio Risk With Asset Allocation

Investing in the stock market can be very profitable. It can also be very risky. Some stocks soar to new heights each day while others tumble down to new lows. Using asset allocation in your portfolio will help balance the extremes. Allowing your money to grow through any market cycle.

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Basics of Asset Allocation

At its simplest, asset allocation is a diversification strategy. It divides your portfolio’s investments into different, disconnected industries. The goal is to reduce the amount of risk to your portfolio. Should any single industry suddenly lose value, the hope is that the other industries in your portfolio would not be affected and would help balance the loss. There are several basic formulas for asset allocation. To determine the right balance for you, it can be helpful to consult professional financial services firms Charlotte.

Ideal Portfolio Allocation

Your ideal portfolio allocation will change as you grow older. Since stocks are a high-risk investment, you will want to decrease the percentage of your portfolio invested in stocks as you get closer to retirement.

Valuing Reallocation

The goal of allocation is to balance the losses in your portfolio with winning investments. Over time, these investments will change in value which may cause changes to your allocation percentages. Reallocation is used to reduce your risk from being overexposed to an overvalued category. Once a year you should evaluate if your portfolio is close to your desired allocation percentages. If it isn’t, sell those assets which have appreciated in value to purchase those which have decreased in value. This will ensure that you are selling high and buying low, maximizing your profits. 

One way to protect your retirement portfolio is through proper asset allocation. You will have the opportunity to reduce your overall risk while maximizing your profit potential. It’s an investment strategy that can serve you well through both bear and bull markets.

Top 3 Care Tips for Healthy Hair

If your hair’s been feeling a little dull, fragile or flat lately, you may be wondering what you can do to nurse it back to health. Whether you regularly visit a luxury hair salon Ridgewood NJ or cut your own hair at home, there are a few simple tips anyone can implement to keep hair in great shape. For three of the easiest hair care tips that you can start implementing today, read on.

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1. Don’t Overwash

While it might seem like washing your hair constantly is key to keeping it squeaky clean and therefore healthy, overwashing can actually have a negative effect on your hair. It can cause irritation to your scalp, possibly leading to dryness and flaking, and can also weaken your hair strands. This is because when your hair gets wet, it’s more prone to breakage. For that reason, it’s a good idea to wait until your hair is dry to brush it, too.

2. Avoid Unnecessary Heat Processing

Although a good blow dryer or straightener can seem to work wonders for your hair’s appearance, all that heat is actually damaging to the hair over time. Avoid using heat more than you need to, and consider letting your hair air-dry after washing. For a quicker option, you can use a gentle microfiber towel. If you have to use heat, be sure to use a heat-protectant spray on your hair before starting.

3. Get Regular Trims

Finally, while it might seem counterintuitive to cut hair in order for it to grow and become healthier, getting rid of split ends is actually key to keeping your hair in good shape. Try getting a trim every six to eight weeks.

Bad hair days can have negative mental and emotional effects, and are no fun to deal with, either. Thankfully, keeping your hair as healthy as possible doesn’t have to be as much of a chore as it might sound. With these three simple tips, you can start your journey to your healthiest hair ever.